The umbrella organisation of the private sector is the Joint Economic Council. The latter consists of three core organisations: the Mauritius Chamber of Agriculture, the Mauritius Chamber of Commerce and Industry and the Mauritius Employers' Federation and five sectoral associations: the Mauritius Sugar Producers Association (MSPA), the Mauritius Bankers Association, the Mauritius Export Processing Zone Association (MEPZA), the Association des Hôteliers et des Restaurateurs de L'île Maurice (AHRIM) and the Insurers' Association.